The Career Information and Profile of the Credit Officer will be described in this article. A Credit Officer is also known as Commercial Credit Officer, Consumer Credit Officer or Analyst. He processes personal and business loans to clients. This article describes the career profile of the Credit Officer.
His job includes assessing his client’s financial situation and repaying capability before evaluating if money should be loaned to them.
He must possess a strong personal integrity and have good grasp of financial analysis.
A Credit Officer requires a Degree in any discipline and preferably a major in Banking, Business, Economics or Statistics.